| I am a fee-only financial planner, which means I never | | | | the individual will miss an opportunity to improve their |
| collect commissions on the investments I recommend, | | | | standard of living or reduce stress. |
| and I love my job. I work on projects that fascinate | | | | There are so many ways I can help. For some, it may |
| and enthrall me. I meet great people who place | | | | be as simple as assuring them they are on the right |
| planning for the future and fiscal responsibility as a | | | | road to get from point A to point B. For others, I am |
| priority (my kind of people!), and I interact with | | | | able to help by significantly reducing their investment |
| experienced, knowledgeable professionals who make | | | | costs. Others could certainly benefit from having a |
| it their responsibility to always do what is best for their | | | | professional plan and investment portfolio built |
| clients. | | | | specifically for their needs and risk tolerance. Still |
| Most importantly, I truly love helping people. The list of | | | | others could use help managing their debt or redefining |
| individuals that I have helped get on track to meet their | | | | their strategy when failing to meet retirement |
| financial goals and enjoy the retirement they envision is | | | | projections. |
| constantly growing. I value these close personal | | | | Many financial planners offer a complimentary initial |
| relationships, and I can't explain how important it is to | | | | consultation to learn more about your situation and |
| me to contribute to my clients' success. | | | | how they can help. This is your time to discuss |
| However, this emotional investment comes with a | | | | anything you like. Most quality planners commit to |
| downside. Occasionally, I meet someone who could | | | | helping you as much and in the best way possible. |
| certainly benefit from my services, but I am unable to | | | | Fee-only financial advisors do this because they |
| communicate my value, causing the individual to not | | | | believe that once you have a chance to sample the |
| utilize my knowledge. It breaks my heart to see | | | | value they can add to your financial life, you will be |
| someone who could likely enjoy a less stressful life by | | | | excited to move forward with them as your financial |
| investing in my services walk away. Additionally, this | | | | partner. Please, invest an hour toward having a better |
| scenario makes me feel like a failure -- there was | | | | life. Call a fee-only financial planner today to schedule a |
| someone I could have and should have helped, but I | | | | complimentary consultation. |
| was unable to enunciate my value, and consequently, | | | | |