Playing the Lotto - Your Best Chance at Financial Freedom?

Statistically, the lottery attracts a slew of people fromThe fact is, many play the lottery because they don't
lower-income households. Why? And is the lotteryunderstand how to REALLY gain wealth; people think
really worth it? Does the relatively insignificant cost oftheir best shot comes from a ticket that will ultimately
one ticket make the nearly impossible chance ofgive them almost no chance of winning. That ought to
winning millions worth the time and money?tell you how confident we are in gaining wealth the
Some call it "a tax on stupidity." Many would agree...right way- rolling up our sleeves and putting in a good
Albert Einstein remarked, "Only two things are certain:40 hr. work week.
the universe and human stupidity; and I'm not certainThese statistics alone ought to bring our attention to a
about the universe."more important discussion: maybe our poor spending
In 1999, the Consumer Federation of America and ahabits, including that of wishing for wealth through a
firm called Primerica did a survey the produced somelottery ticket, would be changed if our financial IQ
very interesting results. 40% of Americans withimproved.
incomes between 25k and 35k thought winning theIn fact, I dare say that if America understood that if
lottery would give them their entire retirement; overall,you were to save a mere $100 per month at the age
27% of this survey's respondents concluded that theirof 21, that 500k dream would become a reality for
best chance at 500k for their lifetime would comemany more! We need to improve our financial IQ!
from a lottery!If you are going to play the lottery, make sure you're
It sounds like those of us who don't make a lot ofplaying it for fun- don't play it for riches because it
money as it is are looking for a shortcut.won't happen.