| "I had too much debt, too little savings, and no sense of | | | | Covered within The Total Money Makeover is |
| control over my life." -Dave Ramsey | | | | budgeting, retirement planning, frugal-living, insurance |
| And then he put into practice the principles taught | | | | help, saving advice, car buying help, and a number of |
| within The Total Money Makeover. Fact is, Dave has a | | | | financial topics that work to educate and change the |
| lot of credibility because he's been there! I would | | | | way we live. |
| venture to say that all of us (at one point or another in | | | | Coming from an a christian man with real christian |
| our lives) have made a similar statement. So feel | | | | morals, I find safety in what he teaches. We can't trust |
| comfortable about reading this one; you'll be able to | | | | our loan officer when they "approve" us for more than |
| relate. | | | | we can afford; nor can we trust our car salesman, |
| Myth: I don't have time to work on a budget, retirement | | | | claiming that a good lease on a car is going to be the |
| plan, or estate plan. | | | | "best thing" for us. But after having read Dave's |
| Truth: You don't have time not to. | | | | practical financial advice, our family has changed our |
| Dave's book is replete with these small myth-busters | | | | financial behavior. And subsequently, we've changed |
| that outline the content of his pages. Just like anything | | | | our lives. |
| else in life, there is fact and fiction in finances. Many of | | | | Myth: What your parents taught you about finance is |
| us are raised on certain financial fictions that cause | | | | all you need. |
| bad habits in adulthood to steal away our freedom to | | | | Truth: The principles in Dave Ramsey's The Total |
| choose and live. Dave looks to stomp out the myths | | | | Money Makeover will change your life and give you |
| ans show the pathway to financial safety. | | | | what you need to know to survive financially. |