Utah Foreclosure Homes are Little More Than Pebbles in the Pond

Ripples have been made by one or two luxury homesforeclosures finds a small number but high percentage
joining the small fleet of Utah Foreclosure Homes,share of expensive larger homes; 5 and 6 bedrooms,
enough to raise awareness that the valley cannot be5,000 to 7,000 sq.feet of luxury living on the eastern
sheltered by the fallout from the nationwide housingside of Salt lake city, listed below current market value
market slump forever.at around $800,000. Foreclosure sales in the last
Along the Wasatch Front the bulk of Utahns live in aquarter have averaged $180,000 versus a median
corridor almost completely cushioned from the twofoldhome price for the state of $165,000, the reverse of
threat of declining house prices and mortgagewhat you might expect. For those thinking to include
delinquencies. Foreclosure filings are right down on lastUtah foreclosures in their search for affordable
year in Utah, numbers light even in the Salt Lake basinhousing, don’t be alarmed, there are several 3 to 5
where the population is most concentrated. There hasbedroom bungalows on the west side, between 1,200
been strong price appreciation in this area over the lastand 2,200 sq.feet, listed at $70,000 to $180,000 with
year, although the rate has now slowed. The economysome smaller units starting from $51,000. But note that
is strong, unemployment negligible, and the state’sthere is little repo housing available from Government
share of loans in default very low; with limited useinstitutions.
being made of sub prime lending. Maybe it’s just aDramatic scenery, world famous winter resorts,
matter of timing- Utah’s housing market hotted uppopular summer sports, an enlightened and vibrant arts
later than the rest of the country, and not until 2004.community with growing retirement attractions in the
There are some signs that that Utah is not immune tosouth, Utah continues to grow fast and jobs are
the financial pressure that falling house prices willaplenty. Just a little pioneering spirit and you too will
inevitably bring, a search through current listings ofprosper.